Spendable: AI Money Tracker

In-app purchases
3.72K reviews
Content rating
Everyone
10K+
Downloads
Content rating
Everyone
Learn more
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About this app

Tired of wondering where your money goes?
Spendable is not just another expense tracker – it’s your AI-powered financial wellness partner. We help you spend smarter, save more, and stay stress-free with your money.

--> Why Spendable is Different

- 100% Private & Secure – Your data is encrypted and stays with you.
- Secure SMS & Plaid Auto-Sync – No manual typing! Transactions update automatically.
- AI Smart Insights – Spot overspending before it happens & get saving hacks.
- Plan your Budget- Set monthly budget, get over budget analysis.
- Goal-Based Savings Pots – Set goals (travel, gadgets, children, emergency fund) & watch Spendable grow them with auto-roundups.
- Download Expense Reports– Understand your spending instantly
- Get an estimated Financial Health Score – your money’s report card
- More than tracking -Spendable predicts overspending before it happens .
- Get proactive alerts in your app: Total Spend, Overspend, High Expense Alert


--> Built for All

- Works with Plaid
- Secure SMS integration for spend tracking
- Local currency friendly-USD + 100+ currencies for global use.

--> What You Can Do with Spendable

- Create your own budget including category wise
- Track daily, weekly & monthly expenses
- Save smarter with AI nudges & auto-reminders
- Export data to Excel/PDF whenever you need
- Split your expenses with your family & friends
- Get your Financial Health Score – your money’s report card


--> Real Results

- Early Spendable users reported:
- Saved $50 to 100$ /month on unnecessary/hidden expenses
- Gained visibility into 100% of their income, budget & expenses
- Reduced financial stress within 30 days
- Experienced control on their money immediately

--> Why Choose Spendable?

- Most apps only track your expenses. Spendable actually helps you control them. Think of it as a financial coach in your pocket.
- Download Spendable today & start your journey to financial freedom.

For more offers and Info Don’t forget to visit us at - https://spendable.us/

Terms and conditions: https://spendable.us/terms-and-conditions/
Privacy Policy: https://www.spendable.us/privacy-policy/
AI-Powered Expense Manager: Plan how to use every dollar you earn!
Updated on
Nov 5, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Personal info
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

3.7K reviews
Mohan.v Mohan
November 1, 2026
this is the worst app, for past 30+ days it working really well,then I start using this app for all entry for income and expenses and my spending list but after updating it 🤯 boom my all data are lost i don't Even know now weather what are things are all I spent money now , it's totally destruction
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Atharva System
November 2, 2026
We highly regret the inconvenience. However, we could not understand the exact problem. Please shoot us a message at contact@spendable.us with relevant details. We'll be more than happy to assist you. Thanks.
J Sev
July 5, 2026
Some people may not mind having to login and have their data copied somewhere on the Internet but I don't and prefer to have my finances local only. you can't progress unless you sign up so this isn't for me. Also, pretty bad when the only sign up method is untrustworthy options like Facebook...
4 people found this review helpful
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Atharva System
July 6, 2026
Thanks! for sharing you experience with us & glad to know that you prefer your spending tracked by manually but, we are afraid you're missing best features we provide too track every dollar you spend without any hassle. We are strict with Sign up to ensure user security & protection of financial data, we offer secure platform for gmail, appleID etc
Danny
October 13, 2026
This does the job sync all my accounts which I connect through the plaid which gives me my net worth, visibility and money I can manage effectively. Thank you for making my life easy when it comes to finance.
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Atharva System
October 14, 2026
Thank you for your wonderful feedback! We're delighted to hear you're enjoying the Money Tracker & Manager Spendable and our AI-powered features. Your support motivates us to keep improving and delivering an even better money management experience. We appreciate you being part of our journey and look forward to serving you better! Team Spendable

What’s new

Hello Spendablerz!
Make sure to update with latest version;

- Major Bug Fixes for tracking expenses smoothly

We definitely did something awesome with UI to make app feel more clean
Update and Explore new changes! Do not forget to share your experience with us..