Dave: Credit, Cash & Money App

642K reviews
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Everyone
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About this app

Take your finances to the next level with Dave. You could pocket up to $500¹ with ExtraCash® and so much more. If you’re not able to get your paycheck in advance, ExtraCash could be an alternative for you.

Dave Membership Information
¹Dave is not a bank. Banking services provided by Coastal Community Bank, Member FDIC. The Dave Debit Card is issued under a license from Mastercard®. ExtraCash amounts range from $25-$500, typically authorized within 5 minutes, with an overdraft fee equal to the greater of $5 or 5%. Multiple overdrafts may be required. Not all members qualify for ExtraCash and few qualify for $500. ExtraCash is repayable on demand. Must open an ExtraCash overdraft deposit account and Dave Checking account. Up to $5 monthly membership fee for ExtraCash, Income Opportunity Services, and Financial Management Services. Optional 1.5% fee for external debit card transfers. See dave.com.

UP TO $500 IN 5 MIN OR LESS¹
Remove extra stress with ExtraCash up to $500 cash before payday. There’s no credit check, no interest, no late fees.

EXTRACASH 101
ExtraCash offers the ability to get between $25-500.¹ When you’re in a pinch, it could help you get cash before payday. The amount of money you can take (aka, your eligibility) refreshes daily. When you take ExtraCash, you’ll agree to a settlement date to pay your outstanding balance.

GET CASH IN 4 STEPS²
Just download Dave, link a bank account to qualify, get cash and settle up later. Don’t know how to get paid early? Try ExtraCash instead. You could get cash instantly, within an hour, or in up to 3 days.²

SAY GOODBYE TO PESKY FEES
Don’t worry, we’ll never hit you with hidden fees. Enjoy the freedom to get money with no interest, no credit check, and no late fees. Dave provides a better path to your money than a traditional payday loan or cash advance.

OUR MEMBERSHIP FEE
There’s a small monthly membership fee that gives you full access to our suite of features.

HAVE MORE QUESTIONS?
Send us an email at support@dave.com.

Disclosures related to the Dave app:
²Express fees apply to select instant transfers. See your fee schedule in-app.

General Terms
See the Dave Checking Deposit Agreement and Disclosures and the Dave ExtraCash™ Deposit Agreement and Disclosures for account terms and fees.

All trademarks and brand names belong to their respective owners and do not represent endorsements of any kind. Physical address: 1265 S Cochran Ave, Los Angeles, CA, 90019.

Dave is not affiliated with payday loan, instant cash advance, or other money apps to access paycheck early with an instant payday, such as Albert, Brigit, CashApp, Chime SpotMe, Cleo, Earnin, Empower, FloatMe, Instacash, Kikoff, Klover, MoneyLion or Tilt.
Need cash fast? Get up to 500 with no credit check, no interest, no late fees.
Updated on
Nov 12, 2026
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Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Location, Personal info and 4 others
  • This app may collect these data types
    Location, Personal info and 6 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

636K reviews
KeMi Da
September 16, 2026
I have used DAVE for years and I noticed a scam. They will offer you $500 and once it's settled, then they'll offer you $300 or $400 afterwards. Now you just lost $100 or $200 from your check!!! Their reasoning is their bank connection makes the decisions for the next amounts after each settlement. THAT'S NOT RIGHT!!!
14 people found this review helpful
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Dave Operating LLC
September 16, 2026
Hi, Kyle from Member Success here! Your eligibility is re-evaluated daily based on your banking activity, which you can see in more detail in our "ExtraCash™ eligibility" FAQ. Reach out to us at reviews@dave.com and we can see what might be affecting your account.
Crystal Thompson
May 29, 2026
Update: I had to change banks and before I could contact them they closed my account and put a hold on it for 6 months. When I tried to open it again, they started the account ($3 a month) but the denied me. they have been charging me $3 a month for almost a year. I have tried emailing them to get the money back , no response. Always there when I need it! Warning if you only get paid monthly I think it is only 2 wks prior to pay day.
7 people found this review helpful
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Dave Operating LLC
May 29, 2026
Hello Crystal! We appreciate your feedback, and we're sorry for any frustration you've experienced. We're constantly working to improve your experience, and we'd love to hear in more detail what happened! Send us an email at reviews@dave.com and we'll take a closer look. -Zendaya
Luke Hayden
December 8, 2022
I don't write reviews often, but when I do, it's because I had an exceptional experience. Unfortunately for Dave, that experience was exceptionally bad. Needed a Christmas shopping advance, and they won't let you use a debit card that is within 3 months of expiration. They don't say this in their ToS or anywhere in the app. They do mention it on their support website, but you'll only find that after it's too late. Support was completely unhelpful. New card arrives next week, but that's too late.
6 people found this review helpful
Did you find this helpful?
Dave Operating LLC
December 9, 2022
Hey Luke, thanks for your review. Feel free to check out our help center at support.dave.com to find answers to common questions and for our self-service options.

What’s new

Can bears and bugs work together? Maybe, eventually. But not today and definitely not tomorrow either.

We’re constantly updating the app to improve your experience and create the features you’re looking for. Remember to update the app to ensure you’re using the latest version.
As always, if you run into any issues, please visit https://support.dave.com/