Novo - Small Business Checking

Name: Novo - Small Business Checking
Availability: InStock
Rating: 4.434586524963379 (6677 reviews)
Author: Novo Platforms

Novo Platforms

6.68K reviews

Everyone

100K+

Downloads

Everyone

Learn more

About this app

Do you need a checking account for your small business? Novo is for modern businesses.

With Novo you can apply for an account online in minutes, so you have more time to focus on your business.

Novo is a fintech, not a bank. Banking services provided by Middlesex Federal Savings, F.A.; Member FDIC. Novo provides free banking tools to small businesses, all within the Novo app. You can link your existing accounts, control your debit card, pay your bills, process ACH transfers, deposit checks, categorize transactions, and separate your funds for savings in Reserves.

You’ll receive a Novo Mastercard Business Debit Card and The Novo Virtual Card to pay for things online, around the world, and use any ATM without fees from us. Send unlimited payments and paper checks for free.

Novo supports almost any business operating in the U.S. As long as the owner has a social security number, they're able to apply for a Novo Business Checking Account.

Business banking made easy

Updated on

Nov 4, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.

This app may share these data types with third parties
Location, Personal info and 5 others
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

6.57K reviews

Ramon Aragon

March 24, 2022

The app itself works fine. Pretty straight forward. The banking services however are the worst. Check deposits take forever to clear regardless of the amount or account standing. They claim it's 3 business days, it's more like 5 business days (so be ready for at least a 7 day wait). They have absolutely NO customer support- you have a question? 1-2 business day wait for any replies. I would steer clear of them if you need anything more than a deposit account without easy/fast access to funds.

18 people found this review helpful

Novo Platforms

March 25, 2022

Hi Ramon, Thank you for your feedback around our hold times for check deposits, and one of our agents has reached out from our support platform.

Adam S.

May 30, 2022

Good luck getting anywhere if your account is compromised. Had 2 fraudulent transaction in another country. I tried disputing but you stuck in an infinite loop of submitting a request, following up with info, just to be told to submit another request. They have a generic support line which ends up telling you to call the bank directly, even though I called the number on their app. I cancelled the card 4 months ago and still havent received a replacement. I'd highly recommend going elsewhere.

36 people found this review helpful

Novo Platforms

May 31, 2022

Hi Adam, Sorry to hear you've had so much trouble getting information regarding your dispute. A member of that team will be reaching out to you shortly with an update!

Terrance Eley

November 15, 2021

Seeing that it is online banking, I rely a lot on being able to deposit my checks electronically. However, it's almost impossible to do so when I keep getting am error message talking about wanting the perfect angle or whatever. It's a photo that's taken automatically when the check is on the right spot. Please fix this as it's annoying and time consuming trying to deposit one check.

15 people found this review helpful

Novo Platforms

November 17, 2021

Hi, we are sorry that you're having issues with the app. Can you write to us at support@banknovo.com? Please include a description of the issue you are facing, your Android version, and your app version. We will investigate immediately & solve the issue.