MySynchrony

Contains ads
70.7K reviews
Content rating
Everyone
5M+
Downloads
Content rating
Everyone
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About this app

Download the MySynchrony App today to securely manage your credit card accounts* all in one place.
With this mobile app you will be able to:

• Manage your Synchrony issued credit cards in one place
• Log in securely using Biometric Authentication
• Schedule and manage payments for your accounts
• Check your balance and credit limit anytime, anywhere
• Review your transaction and payment history
• View your statements and manage your statement delivery preference
• Securely add or delete multiple bank accounts that you'd like to use to pay your bill
• Explore the Synchrony Marketplace for savings, deals, and offers from our partners nationwide, online, or right in your neighborhood
• Access the Finance 101 blog to stay in the know on tips to better manage your finances
• Discover answers anytime with our 24/7 Knowledge Center for cardholder resources.
• Provide us feedback on your mobile app experience. Let us know how we can help and what’s working. We are here for you.

(For Synchrony Bank Savings accounts, please visit our Synchrony Bank App.)
*Credit cards issued by Synchrony, not including Venmo, PayPal Extras, PayPal Credit, TJMaxx/TJX, eBay Extras
Download the MySynchrony App to manage your accounts securely and conveniently!
Updated on
Oct 26, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Device or other IDs
  • No data collected
    Learn more about how developers declare collection
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

69.6K reviews
Twin Jamo
September 17, 2026
This app allows you to login sometimes, then other times you will remain unable to access it for months. This app needs to be revamped. There are no fixes, patches or updates like they don't know this app is flawed. Fix it for Pete's sake! If you are having issues, the best way to correct this is to uninstall and reinstall again. Use sign in with ssn for faster sign in and access to all accounts.
85 people found this review helpful
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Tim ORourke
February 3, 2023
Some apps that financial companies use for payment, and servicing are subpar and confusing, however, MySynchrony is not only very user friendly and easy to use, it's quite esthetically pleasing also. Update: for the last 2 months I've had a difficult time logging in. To the extent that I cannot tt pay my bill and must remember to check back later to pay it before the due date. Right now, I cannot log in to pay my bill. This is frustrating, and disheartening.
200 people found this review helpful
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A Google user
February 16, 2020
Synchrony Sucks. Synchrony Bank is the worst. When I got the alert of the change I had a feeling it was not going to be good. My limit was increase about 3 or 4 months ago fast forward to today, they decreased my credit limit to my balance amount. Keep in mind my accounts are up to date. I pay on time, been with hsn for years. I don't like the fact that they increase your limit one month then 2 or 3 months later they decrease it. That affects your credit . Just wrong, once I pay it off I'm out
145 people found this review helpful
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What’s new

Thank you for using the MySynchrony app. With this latest version, you will be able to:
- Easily switch the payment method on all your subscriptions right from the Account Summary. Only available for eligible accounts.
- Report a card lost or stolen.
- Learn what you can do with Digital Wallets in the Marketplace for eligible accounts.