401K reviews
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Everyone
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Everyone
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About this app

Get the ACKO app for all your insurance and vehicle-related needs. Whether it’s car insurance, bike insurance, health insurance, term life insurance, or travel insurance, everything you need is just a few taps away. You can also access useful vehicle-related services such as RTO challan check, e-challan lookup, FASTag recharge, and PUC expiry check, all in one app.

Insurance products offered by ACKO


Car Insurance: Save up to 85% on your car insurance premiums, including comprehensive, third-party, and own-damage coverage. Enjoy quick claim settlements and cashless repairs at 4000+ network garages.

Bike Insurance: Renew your two-wheeler insurance starting at just ₹457 and stay protected against accidental damages and third-party liabilities. You can buy or renew your two-wheeler insurance within 60 seconds.

Health Insurance: Get affordable health plans starting at ₹18/day* with zero waiting period and instant coverage for medical expenses. ACKO pays 100% of your hospital bills, from syringes to surgeries.

Term Life Insurance: Protect your family’s future with flexible coverage options, tax benefits, and a high claim settlement ratio of 99.38%. Adjust your policy terms according to your life stage and commitments.

Travel Insurance: Protect your trips against flight delays, cancellations, and baggage loss, starting at just ₹8/day*. All our travel insurance plans are visa-compliant and issued without any medical tests.

Vehicle Ownership Made Simple



Owning a car or bike is easier than ever with ACKO. Manage your daily vehicle needs, from challans to recharges, renewals, and maintenance, all in one place. ACKO brings everything together for car and bike owners in one simple, reliable app. Whether you want to check your RTO challan, track your PUC expiry, or recharge your FASTag before a trip, it’s all just a tap away.

RTO challan and e-challan check: Instantly view and clear any pending challans or traffic fines linked to your vehicle. Check challan details online, without having to visit RTO offices or multiple websites. Whether it’s a speeding ticket or a parking fine, stay on top of all dues in just a few taps. Get a monthly report about your pending challans. Easily check violation images, location and other details. You can pay with no extra charges and earn coupons.

FASTag recharge: Recharge your FASTag in seconds using a secure and seamless payment process. ACKO ensures your FASTag never runs out of balance while you’re on the road. Get real-time low balance alerts and recharge quickly in just one tap.

Check Resale Value & Upgrade Your Car: Planning to upgrade your car? Check the resale value of your car, sell your existing car at great prices and get exclusive deals on exchange benefits. You can also compare on-road prices across models and make a smarter buying decision, right within the app.

PUC Expiry Check: Avoid paying penalties or challans by staying updated on your Pollution Under Control (PUC) certificate. You can check your PUC status at any time on the app. Get timely reminders before PUC expiry and stay compliant with emission standards, ensuring the well-being of both your vehicle and the environment.

Get Vehicle Info: Get vehicle owner details instantly on the app by entering the vehicle number. This feature helps you to check vehicle data and verify owner details instantly without any hassle.

Why users love ACKO


• ACKO is India’s #1 insurance app trusted by 8 crore+ policyholders.
• Rated 4.6/5 on Google Play.
• No agents, no paperwork, everything within one simple app.
• 24x7 customer support for claims and assistance.

Download the ACKO app now

Visit www.ACKO.com, email hello@ACKO.com, or call 1860 266 2256.
IRDAI Registration No: 157 | ACKO General Insurance Ltd.
Registered office: #36/5, Hustlehub One East, 27th Main Rd, Sector 2, HSR Layout, Bengaluru 560102
Insure your Car, Bike, Health & Life. Pay E-Challan, Recharge FASTag, ABHA, PUC
Updated on
Nov 4, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Personal info
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

399K reviews
Narasimhamurty Bhat
November 1, 2026
Extremely Disappointing Experience with ACKO – Misleading Pricing! A week ago, ACKO was showing a premium of ₹8,300 for my car insurance policy. However, when I checked again recently, the premium had suddenly increased to ₹18,000 without any clear explanation. When I contacted their customer support via email, their response was simply that the pricing is dynamic and the currently displayed amount is the best available premium. What makes this even more frustrating.
1 person found this review helpful
Did you find this helpful?
Acko Technology & Services Private Limited
November 1, 2026
Hi Narasimhamurty, our pricing is dynamic in nature and depends on various factors like the type of policy, risk factor, etc. Hence, the pricing may differ. -Ria
Ramesh Manohar
November 1, 2026
​I had a very frustrating experience with Acko Car Insurance. I filed a claim for my car, and despite following up multiple times, no one has attended to it. They’ve completely wasted a full day, and no one even bothered to call me back. Terrible service and absolutely no communication. Be vigilant before choosing the insurance.. Updated Review: Acko promptly reached out, resolved the issue, and provided excellent support. I appreciate their swift response and efficient resolution.
4 people found this review helpful
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Acko Technology & Services Private Limited
November 1, 2026
I'm pleased to know that we could turn things around, Ramesh! Thank you for sharing your valuable experience with us. -Ria
Rakesh Kumbhar
October 30, 2026
Very poor claim handling experience. The entire process was frustrating, with unnecessary delays and a lack of proper communication and support. Despite providing the required documents and repair bills, the claim process was not handled professionally. I am extremely disappointed with the service and the way customers are treated during the claim process. I strongly recommend thinking twice before purchasing a policy from this company. I would not recommend it based on my experience.
1 person found this review helpful
Did you find this helpful?
Acko Technology & Services Private Limited
October 30, 2026
Hi Rakesh, I'd like to look into your concern. Kindly share your claim ID and contact number via https://bit.ly/escalationdesk so that I can reach out to you. -Mahi

What’s new

Bug fixes and performance improvements.
Improved app stability and user experience.
Minor UI and technical enhancements.
Content rating
Everyone
Learn more

App support

About the developer
ACKO TECHNOLOGY & SERVICES LIMITED
vivek.s@acko.com
36/5, Hustlehub One East Somasandrapalya, 27th Main Rd Bengaluru, Karnataka 560102 India
+91 96002 24480

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