ExperianĀ®

723K reviews
Content rating
Everyone
10M+
Downloads
Content rating
Everyone
Digital Purchases
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About this app

Get your Experian Credit Report and FICOĀ® Score with a freemembership—no credit card needed! Applyfor credit cards and loans labeled ā€œNo Ding Declineā„¢ā€ thatwon’tding your FICOĀ® Score ifyou’renot approved^^. You could saveanavgof $1,007/yearon car insurance^^^.Chat withthe Experian Virtual Assistantā„¢.With a paid membership, you could save anavgof $721with Bill Negotiation & Subscription Cancellation**and getanadvancewith Experian Cashā„¢ powered by Brigit
^
.
GET STARTED FOR FREE
ā– ExperianBoostĀ®
Ćø
Raise your FICOĀ® Score* using bills you already pay-cell phone, utilities,streamingservicesand eligible rent payments
ā– Credit monitoring
Stay informedifaccounts are opened in your name, or new inquiries appear on your Experian credit report
ā– Marketplace
##
Compare creditcard, personalloanor car insurance quotes matched to your credit profile
ā– Financialhealthassessment
#
Take asurveyand get suggested actionsto improveyour overall financial healthand see what stepsyou could taketo improve it
PREMIUM BENEFITS
ā– Bill Negotiation & Subscription Cancellation
**
You could save time and up to $721when we negotiate and cancel your bills

 ■ExperianCreditLock
***
Protect against identity theft by locking your Experian credit file.Getreal-time alertsif someoneapplies forcredit in your name whilelocked
 ■Experian Cashā„¢ powered byBrigit
^
Geta$25-250advancewhen you need it most
TERMS
See experian.com/legal for Terms of Use Agreement, Privacy Policy, Marketplace Licenses & Disclosures, Insurance StateLicensesand Insurance Carrier Partner Details.
ĆøResultswill vary. Not all payments areboost-eligible. Some users may not receive an improved score orapprovalodds. Not all lenders use Experian credit files, and not all lenders use scoresimpactedby Experian BoostĀ®.
*Credit score calculated based on FICOĀ® Score 8 model. Your lender or insurer may use a different FICOĀ® Score than FICOĀ® Score 8 or another type of credit score altogether.
**Results will vary. Not all bills or subseligible. Savingsnotguaranteed. $721 avg. est. savings w/ 1+ negotiation & 1+ cancelation. Paid membership w/connected payment account(s)req’d. Seeexperian.comfor details.
***ExperianCreditLockis a separate service from Security Freeze:experian.com/freeze/center.html. Learn about the differencesat Experian.com
##Based on FICOĀ® Score 8 model. Approval is not guaranteed. Some may not see savings from improved interest rates. Offers are not available in all states.
^^Applying for cards and loans labeled ā€˜No Ding Decline™’won’thurt your credit scores if youaren’tinitially approved. Initial approval will result in hard inquiry, which mayimpactyour credit scores.
^^^Results will vary and some may not see savings. Average savings of $1,007 per year for customers who switched and saved.
#Results may vary. The financial health assessment is for informational purposes only and is not intended to provide financial, legal, tax, or other advice.
^Experian Cashā„¢ is powered by Brigit. Not all users will qualify. Depending on eligibility, advances range from $25–$250.Express delivery isoptionaland a fee may apply. Monthly membership fee may apply, cancel anytime. Not available in all states. Youare not required toenroll in a paid membership to receive an advance. Users that are eligible for an advance may access an advancewith a free Experian membership.Terms apply.
©2026 Experian. All rights reserved. Experian and the Experian trademarks usedhereinare trademarks or registered trademarks of Experian and its affiliates. The use of any other trade name, copyright, or trademark is for identification and reference purposes only anddoes not imply any association with the copyright or trademark holder of their product or brand. Other product and company names mentionedhereinare the property of their respective owners.
Control Your Credit & Finances
Updated on
Nov 9, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Location, Personal info, and App activity
  • No data collected
    Learn more about how developers declare collection
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

707K reviews
Christina Sinclair
April 2, 2025
This app is pretty good. I've been using this app with a free Experian account for a long time. I've used this app and credit Karma at the same time, since they show data from different credit bureaus, to keep an eye on my credit score and other details while paying off all of my credit cards. Btw if you're trying to pay down credit cards, look up "debt snowball" online and try that method because you can do it on your own for free and it totally works!
341 people found this review helpful
Did you find this helpful?
Experian
April 2, 2025
Hey Christina. Thanks for the feedback. We are delighted to hear that you like our app and found it to be useful. -Vivian
A Google user
May 23, 2026
I like that I am able to see my Fico score but it's only for one credit bureau. Wish this app offered all three scores for free. I tried the free version but forgot to cancel memebership in time and was charged. I am disappointed that I didn't get a reminder about my free memebership ending so I could make the decision on if I wanted to be charged or not. The payment caused me to go into a negative balance. The credit boost feature is nice.
19 people found this review helpful
Did you find this helpful?
Experian
October 7, 2026
Thank you for sharing your experience. You can update your membership preferences at any time by going to Profile > Settings > Manage Membership. Also, please note that Experian Boostā„¢ is a free feature available to all members, including those with both free and paid memberships. Thank you -Julie.
Lisa R
December 17, 2022
Horrible. I get repeatedly alerted saying my account(s) have been disconnected when they in fact haven't more often than not. On the rare occasion they were I reconnect and still get the same alert saying that they aren't connected. I view my alerts daily but yet get notified repeatedly of the same alerts I've already looked at but they show as if I've never looked at them. Newest annoyance is not being able to look at my alerts at all. Please fix this. It's extremely frustrating at this point!
13 people found this review helpful
Did you find this helpful?
Experian
December 18, 2022
Hi Lisa. Thanks for reaching out to us. We are happy to help. Can you please reach out to us via social media on Facebook, Twitter, or Instagram? If you do not have access to social media, please contact us via the Contact Us section on your membership. We’d be happy to help you further. Thank you. -Lori

What’s new

Find out if you're overpaying on auto insurance. We shop and compare quotes for you from over 40 top insurers. And NOW you can get notified when rates in your area drop with ongoing rate monitoring! Experian will actively monitor rates in our network to make sure you’re always getting our best deal.
Content rating
Everyone
Digital Purchases
Learn more

App support

About the developer
Consumerinfo.com, Inc.
membershipsupport@experian.com
475 Anton Blvd Costa Mesa, CA 92626-7037 United States
+1 855-962-6943

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