179K reviews
Content rating
Everyone
10M+
Downloads
Content rating
Everyone
Learn more
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

YOUR MONEY, YOUR WAY WITH NETSPEND

GET PAID UP TO 5 DAYS EARLY¹

Set up Direct Deposit to receive your government benefits up to 5 days early¹ and your paycheck up to 2 days faster¹.



UP TO $300 IN OVERDRAFT PROTECTION²

Short on funds? We’ve got your back. Our optional Debit Card Overdraft Protection gives you a 24-hour grace period² to avoid overdraft fees by bringing your balance back to positive.

EARN UP TO 6.00% APY ON SAVINGS³

Grow your money with up to 6.00% Annual Percentage Yield (APY) with an optional Netspend Savings Account³.



130,000+ RELOAD LOCATIONS⁵

Add funds at over 130,000 locations nationwide with the Netspend Network⁵.

NETSPEND IS GOOD FOR:

• People & families wanting to manage their finances on the go

• Unbanked or underbanked individuals

• Freelancers who need flexibility in their financial solutions



Join millions of customers who trust their money with Netspend. Sign up today⁶!

Banking services provided by Pathward®, National Association, and Republic Bank & Trust Company; Members FDIC. Deposit Account opening is subject to registration and ID verification.⁶

See Developer Website netspend.com/info/app-terms for full disclosures.

© 2025 Ouro Global, Inc.
Your Money, Your Way
Updated on
Oct 8, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info, Financial info and 4 others
  • This app may collect these data types
    Personal info, Financial info and 4 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

175K reviews
Josie Lewis
July 9, 2021
The app is just ok for checking your balance, but here's some things that reflect the real value of the app. It's slow to respond & hangs very often. My actual banking app isn't even this slow & it needs to access more information. There's a ridiculous amount of popups for a prepaid card app. It's usually things that you already opted out of. Why be so annoying? The last point is that the digital copy of the physical card does not show any numbers on the card. Just a blank??? C'mon, do better
384 people found this review helpful
Did you find this helpful?
Netspend Corporation
July 12, 2021
Sorry for the trouble you are experiencing with our app. For further assistance, please email us at social@netspend.com so that we can look into it.
A Google user
March 21, 2020
I have been with Netspend for 4 years. And for the most part been happy. But I gave 1 star due to my experience today. I got a bigger sized credit from a refund we got and all of a sudden I can't use my card or my account. Then we try to call it says the info we put in is wrong so we can't even talk to anyone. App and online pulls up and everything looks fine. This is a nightmare. All the money I have is in that account and I can't touch it. Thanks a lot! Hope ya'll get it fixed soon!
226 people found this review helpful
Did you find this helpful?
Netspend Corporation
March 23, 2020
Hi, we're sorry to hear that and we would love to take a look at the issue. Please reach out to our customer support team at social@Netspend.com.
Jaime Schroeder
April 8, 2021
App crashes more than it works. Constantly says password or username is incorrect, even though it is not. Just seems like they want you to have to pay to get your account balance, and being able to get it through this app takes money out of their pocket....so the app just never works, and your only options are to call, which cost $, or use an ATM, which also cost $.
55 people found this review helpful
Did you find this helpful?
Netspend Corporation
April 9, 2021
Sorry for the trouble you are experiencing with our app. There shouldn't be a fee to check your balance through Anytime Alerts, using the automated line, or with an agent. For further assistance, please email us at social@netspend.com.

What’s new

We’re always working to make the Netspend app better and faster for you.

Thank you for using Netspend! Love the app? Leave us a review.