35.1K reviews
Content rating
Everyone
1M+
Downloads
Content rating
Everyone
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About this app

Meet YouTrip - your multi-currency mobile wallet and Mastercard for hassle-free spending across 150+ countries. Designed for travellers in Singapore, Thailand and Australia, YouTrip lets you shop anywhere – online or in-store – with the best rates and zero fees.

Join millions of users across Asia Pacific who use YouTrip to pay and travel smarter!

Whenever, wherever, we got you
• Pay with the best rates in 150+ countries
• Exchange & hold popular currencies right in the app

Goodbye hidden fees
• Travel and shop freely with zero FX fees
• Withdraw cash fee-less* from overseas ATMs
(*Fee-less withdrawal limits per calendar month: S$400 for Singaporeans, THB 50,000 for Thais and AS$1,500 for Australians. Thereafter, a 2% fee applies for Singaporeans, Thais and Australians.

It can’t get any safer than this
• Lock and secure your card instantly with just one tap
• Stay on top of your transactions with instant notifications for every payment
• 24/7 monitoring by our dedicated fraud, security, and customer support teams

Apply for an account now & get the best rates at your fingertips!

About Us:
Launched in 2018, YouTrip is a regional financial technology startup with a bold vision to empower everyone with a smarter and most convenient way to pay in foreign currency. As the trailblazers of fintech in Asia Pacific, we are dedicated to being a trusted companion for all travellers and digital-savvy consumers.

Powered by MastercardĀ®, YouTrip is a holder of the Remittance License issued by the Monetary Authority of Singapore. In Thailand, YouTrip is jointly issued and powered by Kasikornbank PCL. In Australia, we hold an Australian Financial Services License (558059) and are regulated by the Australian Securities and Investments Commission (ASIC).
Best rates all day
Updated on
Oct 30, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Personal info, Financial info and 4 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

34.9K reviews
Alex SP (Alex)
June 8, 2022
When switching UTrip app to SMS to get OTP code, UTrip switch back to login mode, this is not helpful; how are you suppose to retrieve SMS OTP codes or getting my banking app OTP codes ? Should allow to stay in background Need to have a separate limit for pending spent transactions and top up. Some items take too long to clear, as long as 7 days! Not a good business proposition to encourage frequent use of this card. Minor savings if you only allowed $3K spending. Keep your credit cards handy!
3 people found this review helpful
Did you find this helpful?
You Technologies Group (Singapore) Pte. Ltd
November 14, 2019
Hi Alex, thank you for sharing with us your feedback! We hear you, and we will definitely look into it. Please reach out at customer@you.co if we can clarify in any other way :)
Kevin Yeo
October 19, 2026
Unable to withdraw to own top ups from credit card or debit card should not be a thing. Seems like transferring it to another user also doesn't allow them to withdraw that amount to their own account. In philippines able to use youtrip without converting money but in JB unable to use youtrip without converting the money for card payment, super inconsistent
Did you find this helpful?
You Technologies Group (Singapore) Pte. Ltd
October 20, 2026
Hi Kevin Yeo, we apologise for any inconvenience caused. The YouTrip app is currently experiencing technical difficulties. We seek your patience & understanding as our teams actively work to resolve it. You can keep track of the ongoing progress via the in-app yellow alert bar, or via https://status.you.co/markets/sg. Thank you!
Koda Jace
November 6, 2026
DO NOT USE !!! TERRIBLE I had money taken from my account that was unauthorised even after a replacement card. I lost $1,100 AUD. They have no legit call centre and no legitimate support line if you get stuck overseas and need to access funds. relying on YouTrip for an international trip is risky and dangerous. you will struggle to withdraw money and will find your card frequently declines. YouTrip should be illegal. there is no support, no guarantee you'll be able to access your funds.
Did you find this helpful?
You Technologies Group (Singapore) Pte. Ltd
November 9, 2026
Hi Koda Jace, we appreciate that you took the time out to leave us a review. We're sorry to hear about this and understand your frustration. Rest assured that we take all unauthorized transactions seriously. Could we trouble you to drop us an email at customer@you.co so that our relevant team can assist you on this in detail? Thank you.

What’s new

In this release, we’ve carried out enhancements to deliver a smoother, improved experience for you. Update your YouTrip app today!