Instarem: Send money abroad
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11.1K reviews
Everyone
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500K+
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About this app
Send money abroad with great FX rates
Join over 1 million customers who trust Instarem.
Founded in 2014 and part of Nium, Instarem is a money transfer and remittance app licensed and regulated in 11 jurisdictions. Whether you’re supporting family overseas, paying installments or sending funds to your own account back home, Instarem makes international transfers simple and secure. Check exchange rates, track your transfers, and stay updated every step of the way.
Why Instarem?
Make international transfers quickly and easily.
• Send money to over 60 countries at competitive FX rates and low fees.
• Most transfers arrive the same day, subject to country, payment method and checks.
• Real-time FX rate checker and rate alerts for your preferred rate.
• Real-time tracking and a transaction timeline on your dashboard.
• Clear, upfront pricing before you send.
• Earn InstaPoints on eligible transfers and referrals and redeem them for transfer discounts.
T&Cs apply.
Regulated and secure
Transfer funds with peace of mind.
• Licensed and regulated in 11 jurisdictions.
• Secure service through a technologically advanced platform.
• Trusted by customers worldwide.
Send from:
SGD, USD, AUD, EUR, MYR, JPY, HKD, GBP, CAD, INR
Send to:
INR, PHP, GHS, CNY, AUD, KES, GBP, LKR, THB, EUR, DOP, VND, COP, CAD, CLP, NGN, USD, PKR, ARS, KRW, MXN, NPR, NZD, PEN, BDT, BRL, GTQ, HKD, MYR, IDR, UYU, UGX, TRY, SGD and more.
Payment and payout methods
Payment methods: Bank Transfer, ACH/Direct Debit, Credit Card, Debit Card, FPX Transfer, INTERAC e-Transfer, Linked bank account, PayID Transfer, PayNow, Wire Transfer, Apple Pay.
Payout methods: Bank Deposit, Cash pickup, Bank Card, DuitNow, Pix, UPI, Debit Card, Alipay Wallet, E-Wallet.
Available methods vary by country and transaction.
Get started in 3 steps
1. Download the Instarem app.
2. Create an account and verify your details.
3. Start sending money overseas.
Need help?
Chat with us 24/7 via Help Centre in the app or visit www.instarem.com
Stay connected:
Facebook: www.facebook.com/GetInstarem/
Instagram: www.instagram.com/instarem/
LinkedIn: www.linkedin.com/company/instarem/
X: www.x.com/getinstarem/
Join over 1 million customers who trust Instarem.
Founded in 2014 and part of Nium, Instarem is a money transfer and remittance app licensed and regulated in 11 jurisdictions. Whether you’re supporting family overseas, paying installments or sending funds to your own account back home, Instarem makes international transfers simple and secure. Check exchange rates, track your transfers, and stay updated every step of the way.
Why Instarem?
Make international transfers quickly and easily.
• Send money to over 60 countries at competitive FX rates and low fees.
• Most transfers arrive the same day, subject to country, payment method and checks.
• Real-time FX rate checker and rate alerts for your preferred rate.
• Real-time tracking and a transaction timeline on your dashboard.
• Clear, upfront pricing before you send.
• Earn InstaPoints on eligible transfers and referrals and redeem them for transfer discounts.
T&Cs apply.
Regulated and secure
Transfer funds with peace of mind.
• Licensed and regulated in 11 jurisdictions.
• Secure service through a technologically advanced platform.
• Trusted by customers worldwide.
Send from:
SGD, USD, AUD, EUR, MYR, JPY, HKD, GBP, CAD, INR
Send to:
INR, PHP, GHS, CNY, AUD, KES, GBP, LKR, THB, EUR, DOP, VND, COP, CAD, CLP, NGN, USD, PKR, ARS, KRW, MXN, NPR, NZD, PEN, BDT, BRL, GTQ, HKD, MYR, IDR, UYU, UGX, TRY, SGD and more.
Payment and payout methods
Payment methods: Bank Transfer, ACH/Direct Debit, Credit Card, Debit Card, FPX Transfer, INTERAC e-Transfer, Linked bank account, PayID Transfer, PayNow, Wire Transfer, Apple Pay.
Payout methods: Bank Deposit, Cash pickup, Bank Card, DuitNow, Pix, UPI, Debit Card, Alipay Wallet, E-Wallet.
Available methods vary by country and transaction.
Get started in 3 steps
1. Download the Instarem app.
2. Create an account and verify your details.
3. Start sending money overseas.
Need help?
Chat with us 24/7 via Help Centre in the app or visit www.instarem.com
Stay connected:
Facebook: www.facebook.com/GetInstarem/
Instagram: www.instagram.com/instarem/
LinkedIn: www.linkedin.com/company/instarem/
X: www.x.com/getinstarem/
Send money to 60+ countries at transparent rates, with real-time tracking.
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
Ratings and reviews
11.1K reviews
Daniel Connelly
- Flag inappropriate
March 25, 2025
The name is an oxymoron. I made a transfer via debit card. I was debited the same day. Transfer is past the window it was supposed to come. Because it's been debited, they won't let me cancel it, despite it being late. I tried to open the chat, but it never opens when clicking the button! Now I'm left wondering when, if ever, my transfer will go through and how I could even ask a question to support as they've, in effect, blocked me from doing so.
13 people found this review helpful
Nium Pte Ltd.
April 3, 2025
Dear Daniel, We sincerely regret the experience you encountered. We value customer feedback immensely. Our objective is to develop the highest quality product tailored to your needs, incorporating your ideas and suggestions. We have contacted you with an update concerning your inquiry at the email address you provided during registration.
A Google user
- Flag inappropriate
November 28, 2019
The best exchange rate one can get anywhere. They give you the real exchange rate for the day. The process is slower as compared to any other transfer systems. If it is not urgent but you want best exchange rate, none other can be your choice than InstaRem. The name doesn't suit by the way, but I hope they are in process of getting it fixed.
4 people found this review helpful
Nium Pte Ltd.
December 2, 2019
Hi Laxman Egalitarian, Thank you for finding the time to share your feedback! We are delighted to hear that your experience using InstaReM has been pleasurable. As you know InstaReM is a regulated service provider and every transaction is reviewed for smooth processing.
A Google user
- Flag inappropriate
January 31, 2020
I've given many chances to instarem due to the high exchange rate although a system issue always comes up. When adding a funding account, a 'something went wrong' error always appeared. I figured to use the payee method to bypass this error which functioned well for the first three transactions although the next two I'm asked to provide a bank statement. I don't mind so much except their website only allows one document at a time when often it is also necessary to submit a screenshot too.
46 people found this review helpful
Nium Pte Ltd.
February 3, 2020
Dear Customer, We apologize for the experience you had using InstaReM. Please share your registered ID and contact details and we will look into this on priority. As you know InstaReM is a regulated service provider and every transaction is reviewed for smooth processing.
What’s new
• Bug fixes and performance improvements.
Everyone
Learn moreApp support
About the developer
NIUM PTE. LTD.
miti.shah@nium.com
168 Robinson Road
#18-03/04 Capital Tower
Singapore 068912
+91 96647 18332
