MBANK — банк в телефоне

MBANK is more than just a bank in your smartphone — it’s a complete digital ecosystem.

Our clients use MBANK in every aspect of their daily lives: paying taxes, utility bills, and fines, making transfers worldwide, earning bonuses for purchases, booking flights, and shopping online. MBANK also helps children develop financial literacy through dedicated kids’ banking services.

Easy Onboarding

- Quick registration via video identification — no branch visits required
- Personalized account security settings
- MBANK ID — a single login for partner services
- “Invite a Friend” referral program

Wide Range of Payment Services
- One-tap payments with MPay
- QR code payments
- Pay taxes, fines, utility bills, internet, mobile services, and more
- Create templates and set up auto-payments for recurring transactions
- Request money transfers
- Transparent fee calculation

Multiple Convenient Transfer Options
- Transfers and currency exchange between your own accounts
- Zero-fee transfers within MBANK (by phone number, card number, or account details)
- Digital gift envelopes for birthdays, weddings, and special occasions
- Cancellation and refund of mistaken transfers
- Visa Direct — instant transfers without entering banking details
- Visa+ — phone-number transfers between Visa cards locally and internationally
- Transfers to cards and phone numbers of other banks
- International transfers to more than 160 countries worldwide
- Transfers to Turkey via QR code or account number
- Transfers to Uzbekistan via phone number or card number
- In-app SWIFT transfers

Manage Accounts & Finances
- Top up accounts and cards
- 24/7 access to statements and transaction history
- Financial analytics for smarter budgeting and expense planning
- Flexible limits for MBANK services and individual cards
- One-click temporary card blocking

Great Terms for Card Products
- Open MBANK Gold Visa and Mastercard cards in local and foreign currencies
- Instant card issuance via card machines
- Order Premium Visa, Visa Infinite, and World Elite Mastercard cards
- Card delivery to your preferred location
- Virtual cards for secure online shopping
- Subscription management service
- View your CVV code directly in the app

MBANK Services
- Online queue booking for branch visits
- Change your phone number directly in the app
- “My Home” — utility management and payments
- In-app calls to the support center
- “Move Your Car” service for notifying vehicle owners
- Update passport details without visiting a branch

Loans & Deposits
- Get online loans up to 500,000 KGS within seconds
- Open online deposits with competitive interest rates
- Digital mortgage solutions
- Auto loans
- Credit score tracking
- Notifications about overdue debt
- M+ - Installments Without Overpayments
- Credit line with the option to split multiple purchases into installments
- Goods and services from partner merchants with 0% overpayment

Government Services Available in the App
- Electronic school enrollment
- Online booking for Public Service Centers and clinics
- Online registration of sole proprietorships and LLCs
- Car insurance (OSAGO, CASCO), fine checks, tint registration, and CarCheck services
- Tax and court debt checks with in-app tax payments
- Credit history checks
- Electronic Digital Signature (EDS)
- Access to the “Bazar” information system
- Check entry restrictions to the Russian Federation

MJunior — Mobile Banking for Kids
- Open cards with child-friendly designs
- Set personalized spending limits for children
- Create tasks and assignments for kids
- Open savings boxes to build financial literacy and money management skills

Ecosystem Services
- MBonus — bonuses and special offers
- MIslamic — Sharia-compliant banking
- MMarket — online shopping
- MTravel — tickets and hotels
- MTicket — events and entertainment
- MProfi — find trusted professionals