MoneyLion: Cash Advance App

221K reviews
Content rating
Everyone
5M+
Downloads
Content rating
Everyone
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About this app

Make better money decisions with MoneyLion. Access mobile banking, pay in advance options, personal finance resources, personal loan offers, credit builder online loans, & cashback rewards for extra money.

BANKING WITH MONEYLION SPEND - GET EARLY PAY (UP TO 2 DAYS)8
Fast forward to payday with MoneyLion Spend direct deposit. Open a MoneyLion Spend account and invest your extra cash with Round Ups³. Unlock pay advances up to $1000 with qualifying recurring direct deposits.9

MONEYLION GAMES - EARN & WIN EXTRA CASH
Play more, and earn more! Each game you play earns you cash rewards - up to $50 per game! Play during limited-time events to earn up to double the cash rewards.

INSTACASH® PAY ADVANCES UP TO $500
Access your cash before payday. Receive up to $500 of your paycheck, any day with Instacash® cash advances. Get money with no interest, no monthly fees, & no credit check.

FAST LOAN OFFERS4
Need to borrow money? Get personal loan offers and borrow money quickly from partners on the MoneyLion Marketplace.

CREDIT BUILDER LOAN WITH A MEMBERSHIP5
Credit Builder Loans up to $1,000 with no hard credit check. Credit building with MoneyLion helps you save as you help build credit health. Get alerts and report credit scores to all 3 bureaus: Equifax, Experian, and TransUnion. Credit builder offers can help you turn things around, giving you the chance to build the solid credit history you need.

MoneyLion is not affiliated with other money apps, loan apps, or instant cash advance apps such as Dave, SoFi, Ally, Chime, Self, Varo Bank, Possible Finance, Albert, Klover, Earnin, Empower, Cleo, Brigit, Kikoff, Credit Sesame, Credit Karma, or Credit One Bank, Kalshi, Turbotax

3,4,5- See end screens labeled “Disclaimer” above “About this app”.

8 With direct deposit. Faster access to funds is based on comparison of a paper check versus electronic Direct Deposit.

9 Increased Instacash limit requires recurring direct deposit into MoneyLion Spend account. Instacash is an optional service offered by MoneyLion. Terms and eligibility requirements apply.

Instacash is a 0% interest cash advance service provided by MoneyLion. Your available Instacash cash advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your cash advance limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. This service has no mandatory fees. You may leave an optional tip and pay an optional Turbo Fee for expedited funds delivery. For a $40 Instacash advance with a Turbo Fee of $4.99, your repayment amount will be $44.99. Generally, your scheduled repayment date will be your next direct deposit date, which can range from weekly to monthly depending on your deposit cycle. An Instacash advance is a non-recourse product, not a personal loan, and there is no mandatory minimum or maximum timeframe for repayment; you will not be eligible to request a new advance until your outstanding balance is paid. See Membership Agreement and http://help.moneylion.com for additional terms, conditions, and eligibility requirements.

MoneyLion is a financial technology company, not a bank. MoneyLion Spend Demand Spend Account is provided by, and MoneyLion Debit Mastercard® is issued by, Pathward®, National Association, Member, FDIC. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account. MoneyLion is not itself a bank or a FDIC-insured institution and the FDIC's deposit insurance coverage only protects against the failure of a FDIC-insured institution. Pathward, National Association is a FDIC-insured depository institution.

Cashback rewards are subject to terms and conditions. Rewards are an optional service offered by MoneyLion.

249 W 17th St, 4th Fl, New York, NY 10011
Money App - Loan offers for borrowing money, cash back, cash advance, & banking
Updated on
Oct 27, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Location, Financial info and 5 others
  • This app may collect these data types
    Location, Personal info and 7 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

218K reviews
Shawna i am
August 3, 2025
0 STARS..Up until last month, this app was an amazing financial lifesaver; however, a few mnths ago, they attempted to charge me fees, claiming it wasn't paid when I received my instacash. Well after multiple attempts, I was finally refunded my money, but noticed the same charge to my bank acct yesterday w/out my authorization. In addition, they've also reduced my borrowing limit because I choose not to tip every time - which is quite expensive. If I could afford to, I wouldn't be borrowing.
2,026 people found this review helpful
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MoneyLion Inc.
August 4, 2025
We apologize for the frustration this has caused. Please copy and paste this link into your browser so we can follow up: https://mlion.info/customerhelp
Kay Johnson
June 3, 2026
This app is horrible! They give you access to a certain amount of money but you have to draw it out in increments, but that's not the worst part. They do that so you will pay a tip EACH time! And don't think that they won't overdraw your account, they'll do it in a minute! And customer service is nonexistent! They don't believe in it apparently, as thay NEVER snswer! I have been waiting days! If I could give negative stars I would!!
137 people found this review helpful
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MoneyLion Inc.
June 16, 2026
We are very sorry to hear about your experience with Instacash. We'd appreciate a chance to review your account and see how we can help. Please copy and paste this form into your web browser: https://mlion.info/customerhelp, once it's submitted, a Customer Advocate will reach out to you directly.
A Google user
July 12, 2019
Do not use moneylion! it is a giant waste of your time and money. 1. terrible customer support, plus you will be waiting on a phone line for a minimum of 30minutes to even reach someone. 2. the app won't let you transfer funds. when i finally got through she said they were trying to fix it and it has been over a week! 3. The rewards program is also very buggy, presents me with an error every time i try to redeem. honestly, moneylion is more like a moneygrab, they fooled me, take your money&run..
43 people found this review helpful
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MoneyLion Inc.
July 25, 2019
Hey Luke, thanks for reaching out. We’re sorry to hear you’re not satisfied. We’ve recently switched over to a new customer service portal, so please file a ticket on www.help.moneylion.com and we’ll have a representative assist as soon as possible. We look forward to resolving your issue with you.

What’s new

Bug fixes? Check. Performance improvements? Check. Improved experience? You bet.