Sezzle: Buy Now, Pay Later

119K reviews
Content rating
Everyone
5M+
Downloads
Content rating
Everyone
Learn more
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About this app

Sezzle makes shopping more flexible and more rewarding. Split your purchases into interest-free³ payments, so you can get what you need now and pay over time with confidence. More than just flexible payments, Sezzle brings together rewards, an opportunity to build credit history⁴, cash advances, and a mobile phone plan - all in one place.

BUY NOW PAY LATER
Pay in 5¹: Spread it further with five installments
Pay in 4³: Four payments over 6 weeks
Pay in 2³: Shorter term, faster payoff
Pay in Full: No installments and earn up to 2% Sezzle Spend
Monthly Payments⁵: For bigger purchases

PAY LATER ANYWHERE²
Use Sezzle to shop in-store or online. Add the Virtual Card⁶ to your Apple Wallet and pay later anywhere Visa® is accepted.

BUILD CREDIT HISTORY⁴
Opt in to Sezzle Up to report your payments to credit bureaus, so every purchase helps build your credit history

EARN REWARDS
When you fill up on gas, shop top brands, play games, complete tasks and more.

SEZZLE CASH⁷
Get the funds you need today sent straight to your bank or debit card and pay later in the app.

SEZZLE MOBILE
Stay connected with unlimited 5G data, talk, and text, starting at just $29.99/month. Enjoy priority access on AT&T, the nation's fastest and most reliable network. Save up to $840/year compared to traditional plans and cancel anytime—no long-term contract required.⁸

TRUSTED, TRANSPARENT, RESPONSIBLE
- No interest. No hassle.
- Approval in less than a minute with no long forms
- Flexible reschedules when life gets in the way
- Recommended by Investopedia and LendingTree

Download Sezzle and start shopping smarter, spending responsibly, and building the financial future you deserve.

¹Issued by WebBank or Sezzle. See loan agreement for details. For example, for a $300 loan, $60 down payment + $7.49 service fee today, then 4 payments of $60 every 2 weeks. 33.3% APR. Paid subscription may be required.
²Sezzle Anywhere for US Visa purchases only. Restrictions apply.
³Issued by WebBank or Sezzle. See loan agreement for details. For example, for a $300 loan, $75 down payment + $7.49 service fee today, then 3 payments of $75 every 2 weeks. 45.0% APR. Service fees vary by loan amount. Paid subscription may be required.
⁴Opt-in to voluntary credit reporting by enrolling in Sezzle Up. Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. All payments, including late payments, are required to be reported, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including the financial decisions you make with other financial services organizations. The program and related services will not remove negative credit history from your credit report.
⁵Loans are originated by Sezzle and third party lenders, including WebBank. Refer to your loan agreement for lender information. All loans are subject to credit approval.Pay Monthly: For example, a $1,000 loan over 6 months would result in 6 monthly payments of $166.67 at 0.00% APR, $178.90 at 24.99% APR, or $184.29 at 35.99% APR. Minimum purchase amount and down payment may be required.
⁶Sezzle Virtual Cards are issued by WebBank, Member FDIC, pursuant to a license from Visa U.S.A Inc. See User Agreement for details. Sezzle provides access to financing in the form of installment loans. Sezzle is not a bank
⁷SezzleCash loans issued by WebBank. Loan terms, repayment schedules, and applicable fees are disclosed in your SezzleCash agreement prior to acceptance. Pay in 5 $100 loan, 0% down, 1 payment of 20% + $3.25 service fee after 14 days, 4 payments of 20% every 2 weeks after, 28.7% annual percentage rate. Subscription may be required.
⁸Sezzle Mobile includes unlimited calls and texts to domestic phone numbers in the United States.
⁹New customers may have a credit check when they first sign up to use the platform.This credit check will not impact a customer's credit score
Split purchases into 4 or 5 interest-free payments, pay over time, get rewards.
Updated on
Nov 10, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info, App activity and 2 others
  • This app may collect these data types
    Location, Personal info and 4 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

116K reviews
Amber Francis
December 24, 2022
App kinda sucks. I'm over it. Chat support doesn't work. Keeps failing to connect. Can't add bank account bc the app freezes, so you get charged convenience fee for each transaction. Can't switch payment methods without it freezing either. It's ridiculous w the amount of money they're making off ppl they can't fix their app!! Edit: I lowered my rating due to the lazy response I received. Clearly if that were the answer I wouldn't be here. I've cleared data, cache, and reinstalled. DOESNT WORK.
82 people found this review helpful
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Sezzle Mobile
December 20, 2022
Please clear the data and cache for your app by going to your phone settings. This should resolve your issue. In case you are still facing the problem, please contact us at shoppersupport@sezzle.com with your contact details and relevant screenshots.
Deathspark21
December 7, 2020
I've only made one order but already my limit went from $200 to $450. There was no added fees or taxes from sizzle just what I had purchased through a third party. My payments and payment dates were laid out before even making the purchase. Always got email reminders about the payments coming up before they were made and really I've got no complaints so far. It's pretty easy to use as well.
381 people found this review helpful
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Tara Karaniuk
October 5, 2022
Used to be a great way to shop but now they have a convenience fee to pay with credit/debit cards. This is just a convenient way to rip you off. Won't be using it again. I am not interested in handing out my bank account info which increases MY liability. Credit/debit cards are a buffer for your accounts from fraud. I have never missed a payment and often pay early, a convenience fee is just a penalty and I don't need to be penalized for my purchases. No more middle man for me!
165 people found this review helpful
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Sezzle Mobile
October 4, 2022
Convenience fees are added to installments that are paid with any type of card, including credit, debit, or prepaid benefit cards. To avoid convenience fees, connect a bank account to pay the scheduled installments on your orders.

What’s new

Cool new features, performance improvements and bug fixes to our app to provide you with a better shopping experience every time. Be sure to update or simply turn on automatic updates!