UFB Direct®

5.12K reviews
Content rating
Everyone
50K+
Downloads
Content rating
Everyone
Learn more
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About this app

UFB Direct delivers smart personal and business finance on the go.

Bank, borrow, and plan on your terms. Link and manage accounts. Track savings. Access and move money with ACH direct deposit, mobile deposit, and money transfer. Plus, pay bills and monitor your credit score. It’s the way financial services should be.

MOVE MONEY & ACCESS FUNDS
It’s your money – use it. Add money and send it where it needs to go.
• Transfer money to accounts, friends, and others
• Mobile check deposit
• Early direct deposit
• One-time and recurring bill pay
• Credit score monitoring
• Wire transfers

MANAGE CHECKING AND SAVINGS ACCOUNTS
Make your money work. Open a digital bank account. Manage debit and ATM cards. Get account balance and other alerts.
• Accounts for all ages, from teens to adults and seniors
• Freedom Checking
• High Yield Portfolio Savings
• High Yield Portfolio Money Market
• Certificates of Deposit (CDs)

BORROW MONEY & MANAGE LOANS
Apply for a loan, track details, and pay loans.
• Mortgages for home purchase and refinance
• Personal loans for large expenses, home improvements, debt consolidation, and more
• Set up and edit scheduled payments
• Enroll in payment alerts

CREDIT SCORE MONITORING
Watch your credit and learn how it impacts finances.
• Free credit score
• Credit score change alerts
• Credit score history

PERSONAL FINANCE MANAGER
Connect bank accounts to track money and gain insights to help master finances.
• Account aggregator
• Spending tracker
• Saving & investing trends
• Debt tracker

© 2025 UFB Direct, All Rights Reserved

Bank products and services are offered by Axos Bank®. All deposit accounts through Axos Bank brands are FDIC insured through Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. For more information read our FDIC Notice.

Axos Bank NMLS# 524995
Account access 24/7 in the palm of your hand with UFB Direct.
Updated on
Nov 2, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    App info and performance
  • No data collected
    Learn more about how developers declare collection
  • Data is encrypted in transit
  • Data can’t be deleted

Ratings and reviews

5.02K reviews
Jackie Random
August 25, 2022
One day I can log into the app the next I cannot. 1 hour I can log in, the next I cannot. What is wrong with your app since you made changes here to the rewards account? I never used to have any problem at all with my Biometrics or my password but now I never hardly can get in. It is hit or miss and then suddenly I can get in again. I have deleted the app about three times and gone through the whole thing all over again but I'm not doing that anymore.
8 people found this review helpful
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Mike Friedman
December 15, 2022
One star because there's no option for less. Account creation was interrupted, they told me to follow up in 3 days. After 4 days, followed up. Unable to log on. Tried password reset. Received email to call. Called. Was told that my email did not exist in their system. So, how did they send me an email to call? Asked for a supervison. Sorry, not a customer. Can't talk to a supervisor. Good interest, but will not cover the bills for the ulcer I'll get from trying to deal with them.
12 people found this review helpful
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Axos Bank
December 16, 2022
Hello Mike, we sincerely apologize for the trouble you've had with this. We would really like to take a look into it for you, please contact us at appsupport@axosbank.com so we can escalate this to the appropriate team to assist. Thank you!
Doug Trout
October 24, 2026
This bank has gone downhill in the last year it's become unusable. Their support cannot help when issues related to linking external accounts come up other than to say "try again". I've got assets stuck here that I can no longer move due to this problem and no form of escalation works. This bank is the worst.
Did you find this helpful?
Axos Bank
October 27, 2026
Hi Doug, we sincerely apologize for the trouble you’ve experienced. Reliable access to your funds is important, and we want to help get things back on track. A team member will follow up directly to review the external account issue and assist further. We appreciate your patience and are committed to providing a smoother experience.

What’s new

Improvements in the areas of
• App launch and account loading
• Debit card management
• New Average Daily Balance tile
• External account management
• Improved ID verification

Fixes in the area of:
• Money movement, balances, and transactions order
• Add Recipient button on Android
• View Card Details & Wallet functionality
Content rating
Everyone
Learn more

App support

Phone number
+18774729200
About the developer
Axos Bank
formsubmission@axosbank.com
4350 La Jolla Village Dr Ste 140 San Diego, CA 92122-1244 United States
+1 866-833-0529

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