Principal®

Name: Principal®
Availability: InStock
Rating: 4.702507972717285 (45915 reviews)
Author: Principal Financial Group, Inc.

Principal Financial Group, Inc.

45.9K reviews

Everyone

1M+

Downloads

Everyone

Learn more

About this app

The updated Principal® app makes it easy to keep on top of your retirement savings and gain insights to help you reach your financial goals. Download and use the app to:

• Complete simple transactions and quick check-ins: view account balances, roll over funds, change contributions, adjust investments, and more
• Discover financial education to help build your confidence and make progress in budgeting, saving, debt payoff, and more
• Learn from tools like our personalized Retirement Wellness Score to see how you’re tracking toward your retirement goals
• Find your insurance information

The availability of information and functionality will vary depending on your plan type(s).

To make changes not available on the app, visit principal.com.

Some screens may contain more information than is illustrated in the samples.

This document is intended to be educational in nature and is not intended to be taken as a recommendation.

Insurance products and plan administrative services provided through Principal Life Insurance Co., a member of the Principal Financial Group®, Des Moines, IA 50392.

Visit our online privacy policy at https://www.principal.com/privacy-policies

© 2025 Principal Financial Services, Inc.
3729939-072024

Keep up with your financial goals on the go.

Updated on

Nov 5, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.

This app may share these data types with third parties
Location, Personal info and 7 others
This app may collect these data types
Location, Personal info and 8 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

45.1K reviews

Eric Hegberg

January 20, 2021

App doesn't remember account name for login info and I have to use two step verification to login every time. Very annoying. Immediately came back to change score from two stars to one. In the 30 seconds it took me to write my review when the option popped up, it logged me out because of an expired session. After less than 60 seconds. Ridiculous. Username also HAS to require two numbers. This makes sense for the password, but for the username? Seriously?

26 people found this review helpful

Principal Financial Group, Inc.

January 20, 2021

Hi Eric - We're sorry you had a negative experience. We try to keep security top of mind. In order to speed up the login process, you can enable biometrics if available on your device. If your having problems logging in, please shake your phone to report a bug so we can work with you directly to resolve it.

Ernie Farias

April 30, 2020

App looks great and is easy to use. However, you have to be sure to have a phone number set on your account's 2 Factor Authentication Preferences. Without it, I kept getting a generic "Sorry, that didn't seem to work" message when trying to log in - when I called support, they just wanted to reset my password even though my login worked fine on browsers. The error message makes no mention about needing 2 Factor Authentication to be via SMS.

53 people found this review helpful

Bradley Davis

July 16, 2022

The app is just okay. Mainly I just want to check an account balance once in a while, and it does that much. What I'm pretty tired of is every time the app upgrades my biometric authentication breaks and I have to go find my stupid login credentials. Newsflash: I want to setup my biometric login once and NEVER again. This is so annoying. Other apps I use don't have this problem. Stop making it my problem.

7 people found this review helpful

Principal Financial Group, Inc.

July 19, 2022

Hi Bradley - We're sorry you had a negative experience. We try to keep security top of mind so you will occasionally need to log in with your username and password to refresh your security. If you feel this is happening too often, please shake your phone to report a bug and we'll work with you directly to resolve the issue.