Central Bank

20.8K reviews
Content rating
Everyone
500K+
Downloads
Content rating
Everyone
Learn more
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Easily manage your accounts on the go with Mobile Banking*. Track spending, pay bills, deposit checks, transfer funds, send money, and find nearby ATMs or branches.

Early Direct Deposit

• Access your direct deposit funds sooner with Early Direct Deposit for eligible checking accounts**.

Save

• Turn on Round-Up to automatically save by rounding up your debit card purchases, with daily transfers of the difference to your savings account.
• Use Money Manager, a free tool available within Mobile Banking that provides personalized insights to help you save, budget, and track expenses.

Send

• Send and receive money with Zelle®, a fast and easy way to pay friends, family, and people you trust.
• Transfer money to and from your accounts at other banks.
• Pay bills by scheduling payments, setting up recurring payments, and managing payees.

Manage

• View account activity, statements, and tax documents; transfer money, make loan payments, and more.
• Deposit checks by taking a photo with your smartphone using Mobile Check Deposit.
• Request a replacement card, verify your details, and place your order—all within Mobile Banking.

Customize Your Experience

• Add nicknames and customize the order of your accounts.
• Add a profile picture to help confirm you’re signing into the correct account.
• Use Quick Balance by swiping down on the Central Bank logo on the app login screen to view account balances and recent activity.
• Use your smartwatch to check balances, view recent transactions, and lock your card.

Security

• Enable biometrics to log in using fingerprint authentication or face unlock (Pixel devices).
• Use multi-factor authentication for an added layer of security when logging in from new or unknown devices.
• Receive push, text, or email alerts for balances, transactions, cards, and payments.


For the best experience, use the app on devices running Android 10.0 or later. Some features may not be available on older versions. If you experience issues, visit our mobile-friendly website using your device’s browser.



Member FDIC. *Mobile Banking is free, but data and text rates from your mobile carrier may apply. Terms and conditions apply. Zelle® is intended for sending money to family, friends, and people you know. We recommend that you do not use Zelle® to send money to anyone you do not know. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC, and are used herein under license.

**Early availability is not guaranteed and may vary between deposits and may depend on instructions sent by the payer or any limitations we set. Not all direct deposits qualify. Available for eligible accounts: MaxMoney, MyChoice, World, World Elite, and Preferred Interest. Enrollment is required. See our Early Direct Deposit Agreement for more details.
Move, manage, and maximize your money like never before.
Updated on
Oct 25, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Location, Personal info and 5 others
  • Data is encrypted in transit
  • Data can’t be deleted

Ratings and reviews

20.4K reviews
Nikki Veltrop
June 4, 2020
I've never had any problems with this app. It's super convenient and helpful, and while I can't manage any account from separate banks, I was still able to add them to the transfer section and transfer money to/from the accounts. It also has a breakdown of money spent in several different increments of time, and more. I really do love this app for my banking!
68 people found this review helpful
Did you find this helpful?
Catarina O'Malley
March 22, 2022
They have worked with me on alot of things and Brooklyn (manager that helped me open my account) was very friendly and made sure I understood everything very well. I also love the app. It's easy to use and easy to navigate. The only thing I don't like is having to use my "secret word" every time I log in. I would prefer to only have to use it on the instance that I forgot my password or username.
11 people found this review helpful
Did you find this helpful?
A Google user
April 26, 2020
It's nice having mobile banking app and I utilize it a lot. I'm glad transferring money from savings to checking or vice versa is very easy. The only thing at this point I wish it did was organize the bill pay center in a way that has the payee you utilized last be the first one on the list. I pay my credit card a whole lot more than I have hospital bills.
13 people found this review helpful
Did you find this helpful?
Central Bancompany
June 26, 2020
Hi Terri, you actually can do this now! Just head to Bill Pay and tap on the My Payees section. Select the white square button with the gear icon at the top of the page, and you can drag and drop to rearrange your payees however you see fit. Thanks for your review!

What’s new

Watch App

• It’s Time! Access your bank accounts from your smartwatch. Check balances, view transactions, and lock your card.

Report Card Lost/Stolen

• You can report your card as Lost, Stolen, or Never Received in the app! Go to Card Management and select “Report Card Lost/Stolen” to close your card and order a new one.

Sports Widgets

• Rep your team from your home screen! Add the Central Bank widget and choose from Missouri Tigers, St. Louis Cardinals, Kansas Jayhawks, or Sporting KC.