Discovery Insure

19.2K reviews
Content rating
Everyone
500K+
Downloads
Content rating
Everyone
Users Interact, Shares Location
Learn more
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About this app

Discovery Insure offers car insurance that rewards good driving.

Through our smartphone-enabled DQ-Track, which incorporates the Discovery Insure app and our Vitality Drive telematics device, Discovery Insure clients get real-time feedback on their driving behaviour, as well as other innovative features. Drive well to get up to R1,500 in fuel rewards every month.

To start earning your monthly fuel rewards, you must install a telematics device and link it to the Discovery Insure app. Then, activate your Vitality Drive card through our Discovery Insure app and swipe it whenever you fill up at BP or Shell. You can also get rewards on your Gautrain spend when you link your Gautrain at www.discovery.co.za.

Note: The Discovery Insure app uses location services. When you are not driving, it does not use GPS. It uses battery-efficient methods to automatically determine the start of a trip and stops detailed monitoring soon after a trip ends. The app is aware of your battery life and will not start monitoring a drive if the battery is low. Although the app has been designed to use your phone’s sensors in a battery-efficient way, running the app without a charger on long trips may drain the battery.

Discovery Insure Limited is a licensed non-life insurer and an authorised financial services provider. Registration number: 2009/011882/06. Product rules, terms and conditions apply. Full product details, including limits, can be found on our website, www.discovery.co.za, or you can call 0860 000 628.
Measure and track your driving and help Discovery Insure create Safer Roads!
Updated on
Oct 30, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Location, Personal info and 2 others
  • This app may collect these data types
    Location, Personal info and 4 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

18.9K reviews
Ofentse Mokonoto
August 23, 2026
The app works like it's supposed to. On year's gone by, it used to miss my trips even though my Bluetooth would be on. Worthy of 5 stars in my experience. The IFA option is a cherry on top.
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Discovery Limited
August 24, 2026
Hi Ofentse, thank you very much for your 5-star review!! Every journey is a chance to enhance your skills and enjoy the ride! Drive well, stay safe and get rewarded.
Francois Cloete
November 11, 2026
This app cause a lot of frustration due to inaccurate measurements. It can't even track the correct lane I was using and then penalized me for "cornering" while I was following the turning lane. This happened continuously. And at almost every traffic circle. On top of that, it drains the battery life of my cell. This app doesn't add any value to my life, just frustration. Alright, due to your call, I'll give it one more try. If you keep on penalizing me because of inaccurate tracking, I'm throug
Did you find this helpful?
Discovery Limited
November 11, 2026
Hi Francois, thank you for taking our call. Should you require any further assistance with the app, please email us on DPS_QUERIES@discovery.co.za. Every journey is a chance to enhance your skills and enjoy the ride! Drive well, stay safe and get rewarded.
Terry Stiles
November 9, 2026
first annoyance is why do I have to have 4 discovery apps, annoying especially when you are in one and it wants to switch you to another one. Half the time this one will not log in, trip results are delayed or do not show up. it is constantly accessing your GPS, such that my phone gets drained in less than a day. the measurements are way too sensitive and you get penalised for avoiding an accident. eg someone from the right hand lane cutting in front at the last moment to turn left
Did you find this helpful?
Discovery Limited
November 10, 2026
Hi Terry, thank you for taking our call. We understand the concerns you have raised regarding the sensitivity of the sensor. It is undergoing calibration and slightly more prone to penalties up until it adjusts your driving behaviour. To improve accuracy, we continually review our scoring metrics. Drive well, stay safe and get rewarded.

What’s new

General bugfixes