146K reviews
Content rating
Everyone
5M+
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Content rating
Everyone
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About this app

Send and receive money the fast and easy way. Transfer funds across town and across Africa, right from your mobile phone.



What is Chipper Cash?
Enjoy free local transfers and the lowest cross-border rates with Chipper Cash, a cross-border payments app, where over 4 million people send & receive money in and between Nigeria 🇳🇬, Kenya 🇰🇪, South Africa 🇿🇦, United States of America 🇺🇸, Ghana 🇬🇭, Uganda 🇺🇬, Rwanda 🇷🇼, and UK 🇬🇧.

Chipper Cash is connecting Africa 🌍 and the Diaspora, one transaction at a time. Everyday we “chip away” at the financial problems facing people across Africa & around the world.

Send & Receive Money
Just say no to transfer fees or traveling to a bank or agent just to send and receive money. Instantly transfer between your accounts for free.
Get paid faster, with zero fees!

No-Fee Money Transfers🙌
Move your money between Chipper Cash and any bank, or mobile money account absolutely free!

Buy Discounted Airtime and Data Bundles & Earn Cashback
Purchase discounted Airtime and earn 2% or more CashBack instantly. Get Airtime for yourself, or send to a friend 😘, even send it internationally!

Pay Bills Instantly for Free
Pay bills🧾with no extra fees charged. Chipper Bill Pay is so easy, that you may even start paying your friend's bills. Bills are a hassle, Chipper is simple, easy, and free.

Earn with Chipper
Earn cash💰 by sharing Chipper with friends and colleagues. They get a cash bonus too. No limits!

Pay Anyone / Get Paid, Instantly
Run a business📈 and need to pay local and international suppliers? Pay instantly with Chipper and save big on transaction fees.

Shopping online for the perfect accessory 👠👗💻 , Pay with Chipper and get those dream items🎁 without the nightmare fees.

Studying abroad 📓 and need tuition and pocket money from home? Chipper saves your family money and you get the funds instantly.

Stay informed📡
Chipper is constantly expanding. 📣Keep updated on the latest features, deals and countries on social media:
Facebook / Instagram / Twitter: @chippercashapp
Contact us at: support@chippercash.com
Send & Receive money to, from, and across Africa with no fees.
Updated on
Nov 9, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Location, Personal info and 6 others
  • This app may collect these data types
    Location, Personal info and 7 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

145K reviews
OLUWATOBI BAMIDELE
November 29, 2021
Liking Chipper Cash more. Feels like giving a 5 ⭐ A 5 star! Very easy to use, faster, almost free transactions, borderless, and above all airtime, and data bundles cashbacks. Just know it's a great app. However, like any other business, some times (like once in a week), there are some delays, but if you have ever done a business, challenges are inevitable. I recommend it. Please add a savings with interest plan. 💕 Please rectify the delay issues in every aspect of the app. Even to open the app.
228 people found this review helpful
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Critical Ideas, Inc.
September 8, 2021
Wonderful review Tobi!!! ❤️^T.K
Donald
August 3, 2026
Time and time again, this app experiences downtime. I understand there are so many variables that cause these downtimes, but I truly believe the app's service providers or something is just poorly optimised, because the downtimes are too frequent for a BANKING app. I literally only use chipper for online payments, yet it has left me stranded more than all my other banking apps that I use daily. Most recently, it has been awful, my money has been stuck for nearly two weeks now! what is happening?
29 people found this review helpful
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Torkuma Raphael
July 3, 2026
chipper cash used to be User friendly and seamless, now UI is just messy, trying to fit everything in one page, then I've been trying to do a transfer for days now yet I keep getting an error that there is an issue with transfers, before you guys do send notifications ahead to warn customers of downtime and it doesn't even take up to 24hrs you guys resolve it. just separate your stock and crypto platform from your Banking platform, I think it will ease things
15 people found this review helpful
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What’s new

We’ve made the Chipper Cash experience even better for you. Here’s what’s we’ve improved:

- Improved stability and performance

Be sure to update your app to get the best in-app experience!

Love the app? Rate us!
Any feedback or questions? Reach us at support@chippercash.com