Robinhood Banking

39.4K reviews
Content rating
Everyone
100K+
Downloads
Content rating
Everyone
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About this app

The power of private banking paired with the only credit card you’ll ever need.

GOLD CARD
- Earn 3% cash back on all categories².
- Use virtual cards with disposable card numbers for smarter, more private spending.
- Securely manage your account—track spending, report suspicious transactions quickly, and freeze or unfreeze your card at any time.
- Build your family's credit with the option to add cardholders of any age and track spending, set spending limits, and lock lost cards.
- Enjoy no annual fee for Robinhood Gold members².
- Travel, shop, and spend confidently with built-in protections, extended warranties, and 24/7 concierge support through Visa Signature.

ROBINHOOD BANKING
- Explore elevated essentials for modern banking like high-yield Savings accounts, 35,000 no-fee ATMs, 24/7 customer support, and more.¹
- Get full-service banking—wire transfers, check services, premium checkbooks—without ever visiting a branch.
- Unlock premier banking benefits like high-yield on Checking, free wire transfers, and no-fee ATMs including out-of-network rebates with an eligible direct deposit, over $100K in assets across Robinhood, and a Robinhood Gold membership.

Disclosures:
Robinhood Gold Visa® Card is offered by Robinhood Credit, Inc., and is issued by Coastal Community Bank, pursuant to a license from Visa U.S.A. Inc. Robinhood Credit, Inc. (RCT), is a financial technology company, not a bank.

Individual credit limits will vary by applicant and are subject to credit approval and underwriting. See if you’re approved with no impact to your credit score. Your credit will not be impacted unless you decide to accept the card offer.

¹All features and benefits require a monthly direct deposit amount of at least $1,000 into a Robinhood Checking account. Try benefits without direct deposit for a limited preview of 60 days. Transaction limits and fees may apply and depend on your relationship tier. An active Robinhood Gold subscription is required for Robinhood Banking. The Annual Percentage Yield (APY) is accurate as of January 29, 2026, and may change at any time before or after account opening.

²See full rates and fee details. Some limitations or conditions may apply. Must have Robinhood Financial brokerage account to redeem cash back. See rewards program terms for details. Rewards program terms are subject to change. To earn three (3) Points for each dollar of Eligible Purchases, the Robinhood Gold Card requires an active annual Robinhood Gold subscription and does not include a 30 day free trial. Robinhood Gold is a subscription-based membership program of premium services offered through Robinhood Gold, LLC (RHG). RCT and RHG are subsidiaries of Robinhood Markets, Inc. (Robinhood).


Robinhood Banking is a financial services platform offered by Robinhood Money, LLC (RHY). RHY is a financial technology company, not a bank. Banking services are provided by Coastal Community Bank, Member FDIC. FDIC insurance only covers the failure of an FDIC-insured bank. FDIC insurance is available through pass-through insurance at Coastal Community Bank, Member FDIC, if certain conditions have been met. RHY is a subsidiary of Robinhood.


Robinhood, 85 Willow Road, Menlo Park, CA 94025.
© 2026 Robinhood. All rights reserved.
Credit Card & Banking
Updated on
Nov 9, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info, Financial info, and Device or other IDs
  • This app may collect these data types
    Personal info, Financial info and 7 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

39.3K reviews
PJ S.
November 8, 2026
The investing platform is wonderful. I have zero confidence in their banking. I have their checking and savings as well as their credit card and it's been awful. extremely slow transfers archaic disputes. everything takes forever and the points don't add up and they're constantly trying to get you to gamble your points... I'm closing those accounts. I love my brokerage but The banking apps are terrible
1 person found this review helpful
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Basile Van Hoorick
November 5, 2026
1) Robinhood brokerage account declined payment to this credit card for no valid reason, then charged a payment returned fee even though it is 100% their own fault. Completely ridiculous and unfair. 2) "Payments are temporarily unavailable, please try again later", sure, whose fault would it be when there is a due date? 3) Cannot remove an external wire account, and cannot change it into an external bank account either when you mistakenly selected wire initially.
17 people found this review helpful
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Tamir Duberstein
October 19, 2026
This is a decent app but the banking bits are undercooked. No web interface and no peer to peer transfers (e.g. Zelle). AI agent tells you to submit feedback but there's nowhere to do so. External account transfers require swiping and other gimmicks - too many clicks. Credit card stuff is good.
2 people found this review helpful
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What’s new

Bug fixes and performance improvements.